Here’s a fun fact no one tells you before moving abroad: you might end up paying into two social security systems at once—your host country and the U.S. Talk about double the paperwork, none of the fun. That’s where totalization agreements (a.k.a. international Social Security agreements) come in. These bilateral deals coordinate the U.S. system […]
How Totalization Agreements Affect Your Social Security as a U.S. Expat
02/05/2026